I live in Australia and have my retirement fund in a growth fund.  With the recent issues in the stock market, it has wiped off about $8,000.  My question is - Should i actively be changing the fund i am in on a regular basis?  i have 6 free changes per year.

 My savings account is currently paying 8.25% interest which is fantastic.  So i am wondering if i should change my retirement fund (superannuation) into the cash account while the banks are paying great rates that are probably better than the growth option.

 Thanks

Natalie